This Year Has Been Abnormally Bad for Storms…..And Roofers Are Taking Advantage of You It.
If you believe you do have hail or wind damage you need to follow the steps below:
If you aren’t sure whether or not you do, then give us a call and let us look for you and make sure. Most homeowners don’t realize that insurance companies consider it a claim when they send an adjuster out to your house. So, even if you don’t have damage, it may still go on your record as having filed a claim. Give us a call at 803-955-0474 or email us at firstname.lastname@example.org to have a Roof Inspector look at your house and determine whether or not there is substantial storm damage.
If you decided you do want to file a claim then follow these steps:
Notify Your Insurance Company. (Do NOT let the Contractor file a claim for you)
1.) Call your agent or the 800-number for your insurance company or submit a claim online.
2.) Generally the insurance company will call you to set an appointment for an adjuster to look at your house once you file your claim.
3.) We can meet your adjuster at your home. Just call or email our office to schedule a time (803-955-0374 or email@example.com). This speeds up the settlement time and prevents voicemail tag between the adjuster and Bauer Roofing’s estimator. We can also meet you at your home after the adjuster has been out and you have received your paperwork.
4.) Our estimator will work with the adjuster to go through the settlement.
5.) Once it’s settled, our estimator will go through the estimate with you and the information will be forwarded to your insurance company. After that, your insurance company will cut you a partial check.
8.) The check amount depends on the dollar amount of the job. Please keep in mind that the insurance company will deduct the depreciation and the deductible. Once the work is complete, you will get the depreciation back.
9.) Occasionally, if you have a current mortgage on your home, the insurance check will be made out to both you and the mortgage company. Do NOT sign this check. Send it to your mortgage company via certified mail. They will endorse it and send it with more paperwork for you to complete.
10.) Every mortgage company has different requirements. Please read their requirements to see what the necessary forms are.
11.) Our office staff is available to help you complete the required paperwork and answer any questions you may have.